Struggles Of Saving Money As A Student

It is rare when a student living on their student loan is saving up money for something. But there are some and I think they are doing a great service for themselves. Why can't all of the students be like that? Well, being a student myself, I can definitely name a few. It's Tiresome While … Continue reading Struggles Of Saving Money As A Student

Why Some People Keep Money Under The Mattress

When I studied personal finance in college my teacher always said that keeping money under mattress is one of the most secure ways to save your money. But really, it is not true, and not many of us millennials would do it anyway. But I know where he is coming from. This advice would've been … Continue reading Why Some People Keep Money Under The Mattress

Why You Should Save First Then Borrow

Saving today is an unattractive activity. After all, the interest rates are so minuscule, you hardly ever earn anything on it. But as a financial coach, I believe that people should first have savings and use them first when they need to finance large purchases, rather than getting a loan. So if you love your … Continue reading Why You Should Save First Then Borrow

How To Have Fun While Saving Money

Saving money just sounds so dull - you got to stay away from your favourite mocha on the way home because 'you're saving'. Saving might feel like you don't have enough money and that makes you feel miserable. It is definitely not inspiring to add another 'bill' to your already looming financial commitments. Day after … Continue reading How To Have Fun While Saving Money

Interest Rates Cheat Sheet

Interest rate is this tiny percentage that you either pay on the amount of money you borrowed or the one you're saving in a savings account. It is small, but don't underestimate it! It can be a great tool in your personal finances. Interest on loans - have to pay to lender.Interest on savings - … Continue reading Interest Rates Cheat Sheet