Nowadays, almost everybody has a credit card and enjoy the comfort of being able to buy things instantly. However, it can go overboard, especially if you have a spending habit. There are things you better pay for on your debit, and there are things that are healthy for your credit score. So I hope that … Continue reading When Should I Borrow?
So last month I was refreshing my knowledge about all the different types and options of investments and some of them specifically to where I live (UK). And I've created another cheat sheet - this time about all the different types of investments that I could find on Money Advice Service. I've added it to … Continue reading Investment Options Available To A Beginner
Last year I started trying to stop smoking. I did most things - stopped buying tobacco, avoided places where people smoke, stopped drinking as much, etc. But I couldn't fully stop until I had a clear list of pros and cons of smoking vs pros and cons of non smoking next to each other. It … Continue reading One More Benefit Of Budgeting That Might Make You To Actually Stick To It
Saving money just sounds so dull - you got to stay away from your favourite mocha on the way home because 'you're saving'. Saving might feel like you don't have enough money and that makes you feel miserable. It is definitely not inspiring to add another 'bill' to your already looming financial commitments. Day after … Continue reading How To Have Fun While Saving Money
Words have a lot of power in changing and shaping our lives. If you keep telling yourself you don't have enough money, even if on impulse or as a joke, then you will have no money further on as well. One way to start breaking this vicious circle is by saying that you do have … Continue reading Abundance Affirmations I Meditate On Regularly